Allevoerbotenopeenrij.nl

bears123 · Geregistreerd op: 21 Jun 2018 Berichten: 770

As I said in Part I everyone in the insane asylum looks normal nike vapormax plus prodej , but at least the doctors are sane. Unfortunately, in the insane asylum known as the stock market all the doctors (brokers) are also insane.

The doctors in the insane asylum went to medical school to learn how to treat the patients so the could get well. On Wall Street you go to the doctor (broker) who is supposed to help you become financially well, maybe wealthy. Almost none of these Wall Street experts ever learned their profession. They have all been taught the three great prescriptions that make no sense at all: Do Your Research, Buy and Hold and Dollar Cost Averaging. This is what the brokerage houses teach.

As I said previously research is worthless nike air vapormax cz , as it will not tell you if a stock is going to go up. Buy and Hold is taught the wrong way. It is OK to Buy and Hold as long as the stock is going up, but not when it goes down. No broker is taught how to protect a customer's money.

When I was a floor trader I learned in a hurry not to hold on to something that was losing money. The very simple prescription for this is called a Stop Loss Order. Brokers hate them and will discourage you from entering them. Why? Because it means he will have to watch your account because if a stop order is not properly and timely executed he must pay it out of his pocket.

Brokerage houses do not teach brokers how to use this simple method to protect capital. The house does not want to become known that it will sell a company's stock when it turns weak. The brokerage company makes more in good will from the poor performing company than they do in commissions from you because if they ever encourage selling it means they will not get a chance to handle an Initial Public Offering (IPO) for that company. Suppose they did have a stop protection policy for customers and they then had an IPO that came out at $30 per share, but instead of going up it went down. The customers would not lose more than $3 or $4 per share because of their protective stops, but the house would then be stuck with all the unsold stock. It is OK for you to have this money-losing dog nike air max 270 damske , but they sure don't want it in their inventory. You can see how logical this is, but you won't hear it from a broker. Stop orders are not insane.

The insane conventional wisdom that both brokers and customers have been taught cannot remain once it is exposed to truth.

You must take the initiative with the stocks you own to protect yourself from loss of capital. If your broker argues with you there is one solution - fire him and find a good broker who will protect your money. Just because he has learned an insane system doesn't mean you have to be nuts too.

Al Thomas' book, "If It Doesn't Go Up, Don't Buy It!" has helped thousands of people make money and keep their profits with his simple 2-step method. Read the first chapter at and discover why he's the man that Wall Street does not want you to know.

Copyright 2005

al@ ; 1-888-345-7870 When financing a home purchase nike air max 2018 prodej , the kind of mortgage you choose determines your monthly payment and the interest rate you get on your loan. There are four main ways of financing the mortgage for your home: 30-year fixed rate, 15-year fixed rate, adjustable rate, and interest only. Each of these mortgage financing options has its pros and cons nike air max 97 pánské , your credit union can help you find the right financing for your situation.

30-year fixed rate. This is a mortgage that is made as a 30-year loan. The rate is fixed, meaning that the interest rate does not go up or down with fluctuations in the market. And because the interest does not fluctuate, the payments remain fixed as well (although you may have to pay more in property taxes as they increase, or as the home appreciates in value). Most buyers choose this long term financing option because the monthly payments are lower than they would be with a short term loan. The main disadvantage is that the interest rate is often a little higher than it would be for a 15-year loan nike air max 97 cz , and this results in more money paid in interest over the life of the loan. Also, the house gains equity at a slower rate. If interest rates drop, the rate of the loan does not change, but it is usually possible to refinance to the lower rate.

15-year fixed rate. Like the 30-year loan nike air max 1 dámské , this rate is also fixed. The main difference is that you pay of the loan in 15 years instead of 30 years. This means that your payments are much higher than they would be if you had a long term loan. However, because you pay it off faster, the home gains equity more rapidly and you save a large amount of money in interest. Additionally, most lenders offer lower interest rates if you opt for a 15-year loan. Your tax deduction for interest will be smaller with a 15-year than with a 30-year nike air max thea dámské , however, because you are paying less interest.

Adjustable rate mortgage. Contrary to the fixed rate mortgage, the adjustable rate mortgage changes when the interest rates changes. Most adjustable rate financing does have a fixed rate and payment for a period at the start of the loan. Depending on the length of the total loan period, this can be anywhere from five to 10 years. However nike air max 95 dámské , after the initial period, the rate is variable. This means that you may start out with a very low rate at first, but your rate (and your payments) may increase substantially as the market fluctuates. Because of the nature of the loan (low payments at first), the borrower may qualify for a larger loan than he or she would otherwise qualify for if the rates were fixed.

Interest only loan. This is a loan relatively new to the world of mortgage financing. It is basically a type of adjustable rate mortgage nike air max 95 cz , although a very few lenders offer them at fixed rates. Despite its name, an interest only loan is not exactly that. The borrower pays only the interest payments on the loan for th. Cheap Jerseys Cheap New NBA Jerseys Wholesale Shirts Cheap Hats Cheap Hats Cheap College Shirts Cheap Soccer Jerseys From China Cheap Adidas NHL Shirts Cheap Nike NFL Shirts Cheap Baseball T-shirts